Fire Safety Insurance Designed for Your Industry
If you operate within the fire protection, fire risk assessment, or fire safety systems industry, securing the right insurance can be challenging.
From fire alarm installers and sprinkler contractors to fire risk consultants, your work carries unique exposures – and standard insurance policies often fall short.
At Champion Insurance Group, part of Specialist Risk Group, we provide tailored insurance solutions specifically for fire safety businesses, including access to exclusive schemes and insurers.
Why Fire Safety Businesses Need Specialist Insurance
Fire safety is a high-risk, highly scrutinised sector. One mistake – or even an allegation of failure – can result in:
- Significant financial claims
- Reputational damage
- Regulatory scrutiny
This is why standard insurance policies often include restrictive exclusions, especially around fire-related risks.
Insurance Covers We Provide
We offer a comprehensive suite of covers tailored to your operations:
- Professional Indemnity Insurance (with reduced or limited fire safety exclusions)
- Public Liability Insurance
- Products Liability Insurance (including Efficacy Cover)
- Employers Liability Insurance
- Contractors All Risks Insurance
The Efficacy Cover Challenge
One of the biggest issues in the fire safety sector is securing Products Liability with efficacy cover – protection if your product fails to perform its intended function.
Many insurers either:
- Exclude efficacy entirely
- Restrict cover heavily
Thanks to our specialist relationships, we can often secure efficacy cover where others cannot.
Why Choose Champion Insurance Group?
Unlike generalist brokers or even larger competitors, we offer:
- Access to exclusive fire safety insurance schemes
- Deep understanding of fire protection risks
- Tailored advice for contractors and consultants of all sizes
- Backing from Specialist Risk Group
Speak to a Specialist Today
If you’re struggling to find the right insurance – or want to review your current cover – we can help.
👉 Contact Champion Insurance Group today to speak with one of our specialist advisors and secure the protection your business needs on 03330 430 430 (option 3) or email us on info@championinsure.co.uk.
