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Commercial Insurance
Why Fire Safety Businesses Struggle to Get Insurance
Date Published 4th Jun 2025
Date Published 4th Jun 2025

Why Insurance Is Difficult for Fire Safety Companies

Many fire safety firms experience:

  • Declined quotes
  • High premiums
  • Restrictive exclusions

This is due to the perceived risk and potential severity of claims in your sector.

Common Problems Businesses Face

  1. Fire Safety Exclusions

Policies often exclude the very risks you need covered.

  1. Lack of Efficacy Cover

Leaving product performance risks uninsured.

  1. Limited Insurer Appetite

Many insurers avoid fire-related risks altogether.

The Solution: Work with a Specialist Broker

At Champion Insurance Group, we specialise in placing complex and high-risk fire safety insurance.

We provide:

  • Access to specialist insurers
  • Bespoke policy structures
  • Advice tailored to your business

How We’re Different from Other Brokers

Compared to competitors like Consort PAD or Howden, we offer:

  • Direct access to exclusive schemes
  • Personalised service
  • Deep integration within Specialist Risk Group

Who We Help

We support businesses including:

  • Fire safety consultants
  • Installation contractors
  • Manufacturers and suppliers
  • Multi-disciplinary firms

Take Control of Your Insurance

If you’re struggling to secure the right cover, there are solutions available — you just need the right partner.

👉 Contact Champion Insurance Group today to speak with an advisor and find the right insurance solution for your business on 03330 430 430 (option 3) or email info@championinsure.co.uk.

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Contact Champion Insurance Group

Contact us:

Telephone: 03330 430 430

Email: info@championinsure.co.uk

Locations:

1 Worsley Court
High Street, Worsley
Manchester, M28 3NJ

Centurion House
Deansgate
Manchester, M3 3WR

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Champion Insurance Group Limited trading as Champion Construction Risks, and Champion is authorised and regulated by the Financial Conduct Authority (FCA) under firm reference number 520977. You may check this on the Financial Services Register by visiting the FCA’s website, www.fca.org.uk/register/ or by contacting the FCA on 0800 111 6768. Our company registration is Company Registration No: 07180321.

Champion Professional Risks Limited and Champion Health & Benefits Limited are Appointed Representatives of Champion Insurance Group Limited trading as Champion Construction Risks, and Champion is authorised and regulated by the Financial Conduct Authority (FCA) under firm reference number 520977. You may check this on the Financial Services Register by visiting the FCA’s website, www.fca.org.uk/register/ or by contacting the FCA on 0800 111 6768.